Transfer a Real Estate License to Mississippi

Verified July 2026 · 17 official sources

Full application, case-by-case waivers, $330

Mississippi publishes no reciprocal state list and has no any-state recognition rule, so an arriving salesperson files the full non-resident application and MREC decides case by case what to waive. Its only waiver authority needs two findings at once, that MREC judges your state's education or exam equivalent AND that your state extends the same privilege back to Mississippi licensees, and MREC publishes nothing about which states clear that bar. Call (601) 321-6970 before you mail anything, because the forms order reciprocal applicants to contact MREC first. Odd twist, a licensee who moves to Mississippi gets education and the exam waived on the form, while one who stays out of state does not.

First year: $330 plus fingerprintsRenewal: $100 / 2 yrsWait: About 2 to 4 months, none publishedWork while waiting: No, but co-op deals are legalTravel required: None

What carries over to Mississippi, and what does not

Comes with you

Your active out-of-state license drives the whole file
Certifications from every state ever licensed in
Broker experience months earned out of state
Education and the exam, but only if MREC agrees

New for this state

Fingerprints for a Mississippi DPS plus FBI check
E&O naming you, Mississippi a covered state
Notarized consent to Mississippi jurisdiction
An active Mississippi-licensed employing broker
Three owner letters and two photographs

If you hold a broker license

Same $100 fee and same two-condition test, plus three broker-only originals under 60 days old, a bank letter on your personal accounts, a letter from your current broker, and the New Broker Address Form. The exam is 75 national items at 75 percent and 40 state items at 80 percent. Out-of-state salesperson months should satisfy the 12-month or 36-month experience test, though MREC's practice is confirming.

Working in Mississippi without a Mississippi license

On a single deal Yes. Mississippi is cooperative under 73-35-11. Your out-of-state principal broker signs an MREC Cooperative Agreement with a Mississippi principal broker for one property or transaction, and the Mississippi broker registers it online within 10 days of both signatures. Earnest money and the listing sit with the Mississippi broker, but you may be physically present working the deal.

Referrals Yes, if you paper it. Paying an unlicensed person is a discipline ground, but 73-35-31(3) allows payment to anyone holding a cooperative agreement, and the form carries listing referral and client referral checkboxes. Skip the 10-day registration and the Mississippi broker is exposed.

Your send-off checklist

YOUCall MREC first and get in writing what your state buys you. The forms require it and no timeline is knowable without it. MREC, (601) 321-6970

YOULine up an active Mississippi-licensed employing broker. That broker writes a character narrative and swears a notarized affidavit.

YOUBuy E&O in your own name, Mississippi listed as a covered state, deductible $2,500 or less. Tennessee endorsements are refused. $155 / year RISC group policy

STATE BOARDSOrder a certification of licensure from every state you have EVER held one in, whatever its status now. Time them inside the 60-day window, so order late. varies

YOUSign the Authorization to Release Information and get fingerprinted for the DPS and FBI check. Confirm vendor, code and price by phone, MREC publishes none. confirming MREC forms

YOUComplete the application, exactly one of the two supplements, the Pledge, three owner recommendations and two photos. Notarize, then mail ORIGINALS with a $100 check. $100 Salesperson application

YOUMREC reviews by hand and mails a letter of approval, no turnaround published. If it requires the exam, register with PSI and pass BOTH portions inside one 2-month window. $75 PSI Mississippi

YOUFile E&O proof within 30 days of licensure. If a temporary license issues, finish the 30-hour post-license course within 12 months or it lapses.

The money

Application, non-resident salesperson	$100
PSI exam, both portions	$75
Fingerprints, DPS plus FBI	confirming
E&O insurance, mandatory	$155 / year
Certification of licensure, each state	varies
Classroom hours, if required	school sets price
Recovery fund	$0, Mississippi has none
TOTAL First year, typical	$330 plus fingerprints
Then: renewal every 2 years	$100

Watch out in Mississippi

Mutuality cuts your way from three states. Florida, Massachusetts and Kentucky recognize Mississippi licensees, so applicants from those three satisfy the reciprocation half on its face and need only MREC's equivalency finding. Ohio retired its list. Leads, not facts, until MREC confirms it.
Everything is original wet-ink paper, notarized and mailed. Copies, scans even in color, and digital signatures are refused, and no online application exists. The packet AND every certification must reach MREC within 60 days of the notary date.
The broker state portion passes at 80 percent, the highest cut score in our dataset. Both portions must clear one 2-month window, the state portion may be sat only twice, and missing it means re-applying.

Official links for Mississippi

Keep going

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