Transfer a Real Estate License to New Jersey
Full NJ exam stands, but a $25 waiver skips the course
New Jersey has no reciprocity, and every arrival must pass the full New Jersey exam, national and state portions in one sitting at 70 percent. The consolation is a $25 education waiver. An active salesperson within the past three years from a state requiring 75 or more hours, or any exam-qualified out-of-state broker, skips the entire 75-hour course. Waiver approval brings a Certificate of Eligibility that expires one year to the day, and you must pass the exam and mail the license application before that date.
What carries over to New Jersey, and what does not
Comes with you
- Your education hours, through the $25 waiver
- Broker experience, 3 years full time (broker tier only)
- Your old license itself; dual licensure is normal
- Attorney standing or a real estate degree (other waiver doors)
New for this state
- The full NJ exam, both portions, one sitting, 70 percent
- IDEMIA fingerprints, $66.05, no other state's accepted
- Old-state license certification under 30 days old
- A sponsoring NJ broker at application, not after
- History screening questions on the exam, certified as accurate
If you hold a broker license
A broker actively licensed and working full time for the three years immediately preceding skips both the NJ experience requirement and the 90-hour course via the same $25 waiver; the two 30-hour NJ courses (Brokers' Ethics and Agency Law, plus Office Management) are never waived. Proof is a full License History issued within 30 days, not a mere certification, plus a notarized letter of full-time activity and proof of legal presence. The waiver lasts one year, no extensions, and both courses, the broker exam, fingerprints, and the $270 application must all fit inside it.
Working in New Jersey without a New Jersey license
Your send-off checklist
The money
| Education waiver application | $25 |
|---|---|
| PSI exam | $38 per attempt |
| IDEMIA fingerprints | $66.05 |
| Initial license (includes $10 Guaranty Fund) | $160 |
| Old-state license certification | varies |
| 75-hour course, only if no waiver | school-set |
| TOTAL First year, typical | $289.05 |
| Then: renewal every 2 years | $100 |
Watch out in New Jersey
- Eligibility expires one year to the day, no extensions; both the exam pass and the license application must land inside it.
- The old-state certification must be issued within 30 days of your NJ filing; order it last.
- No personal checks or cash anywhere; pay State Treasurer of New Jersey by money order, certified or cashier's check, or brokerage business check.
- The 2024 Consumer Protection Enhancement Act rewrote NJ agency practice, written brokerage agreements, and seller disclosure; the exam's NJ-law questions now test it.
Official links for New Jersey
Keep going
- The real estate planner, which builds a plan across several states at once.
- Errors and omissions insurance by state, the 15 states that mandate it.
- All three professions we cover.
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